Article Information |
Journal: |
Business and Economics Research Journal |
Title of Article: |
Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector |
Author(s): |
Rabia Yetgin, İbrahim Halil Eksi |
Volume: |
8 |
Number: |
3 |
Year: |
2017 |
Page: |
487-500 |
ISSN: |
1309-2448 |
DOI Number: |
10.20409/berj.2017.62 |
|
Abstract |
The purpose of this study is to reveal the factors affecting the loans the banks use by Small and Medium Enterprises (SMEs). To this end, bank and market-specific variables, which are considered to affect the lending attitudes of depositors and participation banks to SMEs, were analyzed using regression analysis. As a result of the analysis, bank size and deposit interest rate variables were found to have a significant effect on SME loans. On the other hand, the result is that the profitability of the asset does not have a meaningful effect on the loans. |
Keywords: |
SME, Turkish Banking Sector, Bank Lending, Regression |
|
JEL Classification: |
E40, G10, G21 |
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